Introduction to ACH Payments
ACH payments are becoming more and more popular as a means to pay for services online. For merchants they offer a potentially large decrease in the payment fees they must pay to process a credit card payment while for consumers it offers a different way to make payments when they may not have access to credit cards or available credit.
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An online training course covering the ACH process flow while defining each of the payment players. This session reviews payment concepts such as clearing times, reversals, NSF, push and pull ACH payment options, and bad debt risk.
This course was last updated in January, 2019 with ACH transaction and volume figures current through end-of-year 2018 and a new discussion on Same-Day ACH mandates and its three phase implementation. Now offered in HTML5 and compatible with all mobile devices.